If you are anything like me and tend to wait till the last minute (I do believe the key word here is PROCRASTINATION, not to mince words or anything). Let this serve as fair warning that the home buyers credit will soon be a memory. In order in qualify you must have a contract in play by April 30th and you must close by June 30th. HUD (department of housing and Urban Development) has a complete question and answer forum for all those inquiring minds out there who might still be sitting on the fence. So don't let that big bone get away! Go on...get out there! Get yourself some government cash!